Dear Mrs. Lin,
Because you are a valued cardholder, we would like to offer you a payment holiday by waiving your minimum payment this month. Standard monthly interest charges will continue to accrue and the minimum payment on your next monthly statement will be calculated in the usual way.
/"\ |\./| |>~<| | | | | |>~<| /'\| |/'\.. /~\| | | | \ | =[@]= | | \ | | | | | \ | ~ ~ ~ ~ |` ) | / \ / \ / \ _____ / | | | | | |
|— J. Lin.|